ADIB Smiles Visa Signature Covered Card

The ADIB Smiles Visa Signature Covered Card earns Smiles Points on every eligible purchase, with the highest earn rate on Smiles App transactions. 

• 30 Smiles Points per AED 5 spent on the Smiles App — highest earn rate
• 15 Smiles Points per AED 5 spent internationally (6 Smile Points in EEA* Countries)
• 10 Smiles Points per AED 5 spent within the UAE
• 1 Smiles Point per AED 5 spent on Specific Merchants

*Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines

Sign-up Bonus: 70,000 Smiles Points on first retail transaction within 30 days of card issuance.

Smiles Unlimited Subscription: Complimentary 90 days Smiles Unlimited subscription (Buy 1 Get 1 offers, free delivery on food and grocery orders, waived home service fees).

Quarterly Bonus: 10,000 Smiles Points credited each quarter you spend AED 25,000 or more every quarter.

How you redeem

• Book flights on 1,000+ airlines via the Smiles App
• Book hotel stays at 50,000+ hotels worldwide via the Smiles App
• Redeem for Buy 1 Get 1 Free deals on dining, entertainment, fitness, and lifestyle via Smiles App
• Redeem for shopping vouchers and e& products within the Smiles ecosystem

• Airport Lounge Access: Unlimited complimentary access to airport lounges worldwide via the Visa Airport Companion (VAC) app. Download the VAC app and register your card to activate.
• 24/7 Concierge Service: Personalised assistance including flight and hotel bookings, airport transfers, car hire, tourist activities, and restaurant reservations
• Valet Parking: 4 complimentary valet parking visits per month at select UAE locations (standard parking only)
• Roadside Assistance within UAE: Unlimited city-limit towing | Inter-emirate towing — 3 times per year | Jump start | Flat tyre | Lockout | Fuel delivery | Vehicle registration transport once per year | Call 600-542010
• Card Protection: against unauthorized transactions or fraudulent use of the card by unrelated third parties. This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.