United Arab Bank UAB World Credit Card

UAB World Mastercard Credit Card

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Annual Fee

1,050

Annual Fee Benefit(s)

Free for 1st Year
Spend-based waiver from Y-2

0% Balance Transfer

For 6 months

Complimentary ENTERTAINER membership

Travel InsuranceAirport Lounge Access

Not sure you'll qualify?
Check first — no score impact.

Rewards Program

The UAB World Mastercard earns cashback on every eligible purchase. Cashback rates are tiered by category:

Up to 10% cashback on School Fees, Fashion, and Fuel
100% cashback on Video Streaming subscriptions
Cashback on all other retail spend — T&Cs apply; see UAB terms and conditions for qualifying spend thresholds and monthly caps
Cashback credited automatically to your card account

Benefits

Airport Lounge Access: Access to 1,200+ airport lounges in 135+ countries via the Mastercard Travel Pass app. Register your UAB World Mastercard to activate.
Careem Rides: 20% off 3 rides per month when you pay with your UAB World Mastercard.
Hertz Car Rental: Complimentary Hertz Gold Plus Rewards Five Star Membership — enrol at www.hertz.com/mcworld.
Avis Car Rental: 25% off your next car rental across Europe, Middle East, Africa, and Asia when you pay with your UAB World Mastercard.
Booking.com: Earn up to 10% cashback on hotel bookings. Register at www.booking.com/mastercardmea and pay with your Mastercard.
Cleartrip: 10% discount on international round-trip bookings at cleartrip.com. Use promo code MCWORLD at checkout.
Onefinestay: 10% discount on bookings at 2,500+ luxury serviced apartments across London, Paris, Rome, Milan, New York, Los Angeles, San Francisco, Miami, and Boston.
Travel Insurance: Complimentary Travel Inconvenience Insurance and Travel Medical Insurance up to USD 500,000. Activated when you purchase airline tickets with your UAB World Mastercard.
The ENTERTAINER Welcome Gift: One ENTERTAINER VIP Key (valid for one year) unlocking thousands of Buy One Get One Free offers on dining, attractions, leisure, spa, salons, fitness, theme parks, kids’ activities, and hotel stays across the UAE and beyond. To qualify: make at least 1 mobile wallet transaction (Apple Pay, Google Pay, or Samsung Pay) AND 1 transaction on a major taxi or food delivery app (Talabat, Deliveroo, Instashop, Careem, Uber, UberEats, Noon, Zomato) within 30 days of card receipt. VIP Key delivered via SMS within 45 days. Available to cardholders who received their card from 15 March 2025 onwards.

Min. Monthly Income

25,000

Annual Fee Terms

Year 1: No Annual Fee.

From year 2: AED 1,050 including VAT unless you spend at least AED 60,000 in the prior year, in which case the fee is waived.

Sign Up Offer Terms