Emirates Islamic Bank Switch Cashback Credit Card

Switch Cashback Credit Card

1/1 Recommended
Annual Fee
AED313.95
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
Up to 6 months
Sign Up Offer(s)
  • Up to AED 500
Valet ParkingPurchase ProtectionExtended WarrantyAirport Lounge AccessTravel InsuranceAirport Meet & GreetCinemaGolf

Rewards Program

Rewards - Switch between Lifestyle and Travel cashback categories any month with your Emirates Islamic Switch Cashback Credit Card.

• Lifestyle: 8% cashback on domestic fuel (up to AED 100 a month) and 4% on domestic supermarkets, dining and education (up to AED 200 each a month)

• Travel: 4% cashback on airlines, hotels and dining (up to AED 200 each a month)

• 0.5% cashback on telecom, utilities, real estate and government spends (no cap)

• 1% cashback on other spends (no cap)

• A minimum spend of AED 2,500 a month is required to earn cashback

Benefits

Sign-Up Offer: AED 500 cashback on spends of AED 15,000 within 60 days of card approval (offer valid till 31 December 2026).

• Airport lounge access: complimentary access to 1,200+ lounges. First visit each year free; further free visits need a USD 1+ foreign-currency spend at least 15 days before. Guests USD 32 each.

• Golf: 2 rounds a month at select UAE clubs, minimum AED 5,000 monthly spend.

• Meet & greet: up to 2 complimentary Marhaba Bronze services a year, minimum AED 3,000 monthly spend.

• Valet parking: 1 a month at select UAE locations, minimum AED 5,000 monthly spend.

• Cinema: up to 2 Buy 1 Get 1 tickets a month at Vox or Reel Cinemas (minimum AED 5,000 monthly spend), plus 20% off tickets and F&B at Roxy Cinemas.

• Luxury Hotel Collection: 900+ hotels with upgrades when available, breakfast, 3 PM check-out and a USD 25 F&B voucher.

• Multi-Trip Travel Takaful, Purchase Protection, Extended Warranty and Cash on Call (up to 80% of your available limit).

Min. Monthly Income

AED10,000

Annual Fee Terms

No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval.

From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000; otherwise, an AMF of AED 299 will apply.

Sign Up Offer Terms

  • AED 15,000 spend within 60 days of card approval. Offer valid till 31 December 2026.

Reviews

M

MUHAMMAD MUHAMMAD

Recommended•2 months ago

The lifestyle benefits are top-tier and very useful.

Switch Cashback Credit Card