Not sure you'll qualify? Check first — no score impact.
Switch Cashback Credit Card
No review added
Annual Fee
313.95
Annual Fee Benefit(s)
Free for 1st Year
Spend-based waiver from Y-2
0% Balance Transfer
Up to 6 months
Sign Up Offer(s)
Up to 500
Valet ParkingPurchase ProtectionExtended WarrantyAirport Lounge AccessTravel InsuranceAirport Meet & GreetCinemaGolf
Not sure you'll qualify? Check first — no score impact.
Rewards Program
Earn cashback on everyday purchases or travel spends across key categories like supermarkets, dining, fuel, airlines, hotels, and more.
Switch between Lifestyle and Travel cashback categories each month to maximise earning
Lifestyle: 8% cashback on Domestic Fuel (up to AED 100) and 4% on Domestic Supermarkets (up to AED 200), Dining (up to AED 200) and Education (up to AED 200) OR
Travel: 4% on Travel (up to AED 200), Hotels (up to AED 200) and Dining (up to AED 200)
0.5% Cashback on Telecom, Utilities, Real Estate & Govt. Spends (no cap)
1% Cashback on Other Spends (no cap)
Cashback credited automatically to your statement
Benefits
Welcome Offer: AED 500 cashback on spend of AED 15,000 within 60 days of card approval
First year annual fee waived; from Year 2: AED 313.95 (waived if spend ≥ AED 30,000 p.a.)
Airport Lounges: Complimentary access to select lounges (T&Cs apply)
Travel Insurance: Multi-trip travel accident and medical insurance coverage
Purchase Protection: Coverage against accidental damage or theft within 90 days of purchase
Min. Monthly Income
10,000
Annual Fee Terms
Year 1: No annual fee.
From year 2: AED 313.95 including VAT unless you spend at least AED 30,000 in the prior year, in which case the fee is waived.
313.95
