Rewards - Switch between Lifestyle and Travel cashback categories any month with your Emirates Islamic Switch Cashback Credit Card.
• Lifestyle: 8% cashback on domestic fuel (up to AED 100 a month) and 4% on domestic supermarkets, dining and education (up to AED 200 each a month)
• Travel: 4% cashback on airlines, hotels and dining (up to AED 200 each a month)
• 0.5% cashback on telecom, utilities, real estate and government spends (no cap)
• 1% cashback on other spends (no cap)
• A minimum spend of AED 2,500 a month is required to earn cashback
Sign-Up Offer: AED 500 cashback on spends of AED 15,000 within 60 days of card approval (offer valid till 31 December 2026).
• Airport lounge access: complimentary access to 1,200+ lounges. First visit each year free; further free visits need a USD 1+ foreign-currency spend at least 15 days before. Guests USD 32 each.
• Golf: 2 rounds a month at select UAE clubs, minimum AED 5,000 monthly spend.
• Meet & greet: up to 2 complimentary Marhaba Bronze services a year, minimum AED 3,000 monthly spend.
• Valet parking: 1 a month at select UAE locations, minimum AED 5,000 monthly spend.
• Cinema: up to 2 Buy 1 Get 1 tickets a month at Vox or Reel Cinemas (minimum AED 5,000 monthly spend), plus 20% off tickets and F&B at Roxy Cinemas.
• Luxury Hotel Collection: 900+ hotels with upgrades when available, breakfast, 3 PM check-out and a USD 25 F&B voucher.
• Multi-Trip Travel Takaful, Purchase Protection, Extended Warranty and Cash on Call (up to 80% of your available limit).
10,000
No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval.
From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000; otherwise, an AMF of AED 299 will apply.
The lifestyle benefits are top-tier and very useful.