DIB Shams Infinite Credit Card

DIB SHAMS Infinite Covered Card

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Annual Fee

733.95

Annual Fee Benefit(s)

Free for 1st Year
Spend-based waiver from Y-2

0% Balance Transfer

Up to 12 months

20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat and more for first 3 months
Up to 200,000 Wala’a Rewards

Gym / Fitness MembershipTravel InsuranceAirport TransfersAirport Lounge AccessPurchase ProtectionValet ParkingGolf

Not sure you'll qualify?
Check first — no score impact.

Rewards Program

5% back on dining & travel; up to 20,000 points/month

Benefits

20% cashback on Amazon, Deliveroo, Dubai Now, Noon & Talabat for the first 3 months — capped at AED 25 per merchant per month, AED 150 total during the offer period
No annual fee in Year 1; fee waived from Year 2 on min. annual spend of AED 60,000 (else AED 733.95 incl. VAT applies)
Wala'a Rewards redemption options as above
4 complimentary rounds of golf/month across 6 UAE courses (Abu Dhabi Golf Club, Arabian Ranches Golf Club, Address Montgomerie Golf Club, The Track Meydan Golf Club, The Els Club, Sharjah Golf & Shooting Club)
Complimentary access to Fitness First Platinum & Titanium clubs UAE-wide
4 complimentary valet parking uses/month at 18 UAE locations
Buy-one-get-one on beverages at Costa Coffee outlets UAE-wide
4 complimentary airport transfers/year (intra-emirate, or inter-emirate at special rates, from Abu Dhabi/Dubai/Sharjah)
Complimentary airport lounge access up to 12 times/year with a guest — 1st visit/year free; subsequent visits require min. USD1 foreign spend outside UAE 15 days prior, else USD 32 charge
15% off Zofeur services
Complimentary roadside assistance up to 3x/year
Complimentary multi-trip travel & medical coverage up to US$500,000 (cardholder, spouse, up to 5 children; trips up to 90 days)
365-day complimentary purchase protection, including accidental mobile phone damage
Visa Luxury Hotel Collection privileges at 900+ properties worldwide
Note: Complimentary benefits such Airport Transfers, Valet, Golf, Fitness First and Costa are subject to minimum spend of AED 8,000 in a month. If the spends criteria is not met then subsequent charges will be levied to the customer's account.

Min. Monthly Income

20,000

Annual Fee Terms

Year 1: No Annual Fee.

From year 2: AED 733.95 (including VAT) waived on spends of AED 60,000 or above in previous year

Sign Up Offer Terms