Citibank UAE Citi Cash Back Credit Card

Citi Cash Back Credit Card

1/1 Recommended
Annual Fee
AED300
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
For 48 months
Sign Up Offer(s)
Airport Lounge AccessAirport TransfersTravel Insurance

Rewards Program

Automatic cash back on all purchases:

3% on non-AED spend

2% on Grocery spend

1% on all other spend

No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded

Benefits

1. No Annual Membership Fee (AMF) subject to spend*

2. Automatic cash back on all purchases, with no minimum spend: 

        3% on Non-AED spend

        2% on Grocery Spend 

        1% on all other spend

3. No caps (up to the credit limit each month), no redemption process and no spend categories excluded

4. Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app (T&Cs apply)

5. Airport Transfers: 1 airport rides per year  (up to AED 84 each) using code "MAUAE2“ on the Careem app

6. Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout

8. Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions  

* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies 

Min. Monthly Income

AED8,000

Annual Fee Terms

Year 1: No annual fee.

From year 2: AED 300 including VAT unless you spend at least AED 9,000 in the prior year, in which case the fee is waived.

Reviews

M

MUHAMMAD MUHAMMAD

Recommended1 month ago

Highly recommend for its best-in-class [Travel/Dining/Fuel] rewards.

Citi Cash Back Credit Card