Automatic cash back on all purchases:
3% on non-AED spend
2% on Grocery spend
1% on all other spend
No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded
1. No Annual Membership Fee (AMF) subject to spend*
2. Automatic cash back on all purchases, with no minimum spend:
3% on Non-AED spend
2% on Grocery Spend
1% on all other spend
3. No caps (up to the credit limit each month), no redemption process and no spend categories excluded
4. Airport Lounges: access to 1,200+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app (T&Cs apply)
5. Airport Transfers: 1 airport rides per year (up to AED 84 each) using code "MAUAE2“ on the Careem app
6. Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
8. Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions
* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies
8,000
Year 1: No annual fee.
From year 2: AED 300 including VAT unless you spend at least AED 9,000 in the prior year, in which case the fee is waived.
Highly recommend for its best-in-class [Travel/Dining/Fuel] rewards.