Not sure you'll qualify? Check first — no score impact.
DIB SHAMS Platinum Covered Card
No review added
Annual Fee
208.95
Annual Fee Benefit(s)
Free for 1st Year
Spend-based waiver from Y-2
0% Balance Transfer
Up to 12 months
Sign Up Offer(s)
20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat and more for first 3 months
Up to 50,000 Wala’a rewards
Purchase ProtectionTravel Insurance
Not sure you'll qualify? Check first — no score impact.
Rewards Program
5% back on dining; up to 5,000 Wala'a rewards per month
5% back on travel; up to 10,000 Wala'a rewards per month
Benefits
50,000 Bonus Wala'a rewards (worth up to AED 250) for new-to-card customers on min. retail spend of USD 5,000 within 90 days
20% cashback on Amazon, Deliveroo, Dubai Now, Noon & Talabat for the first 3 months — capped at AED 15 per merchant per month, AED 90 total during the offer period
No annual fee in Year 1; fee waived from Year 2 on min. annual spend of AED 15,000 (else AED 208.95 incl. VAT applies)
Wala'a Rewards redemption options as above (flights, hotels, cashback, shopping, Etihad Guest Miles/Avios, bill payments)
Complimentary travel & medical coverage up to US$100,000 (cardholder, spouse, up to 4 children under 18)
365-day complimentary purchase protection
15% off Zofeur services
Complimentary roadside assistance up to 1x/year
Min. Monthly Income
5,000
Annual Fee Terms
Year 1: No Annual Fee.
From year 2: AED 208.95 (including VAT) waived on spends of AED 15,000 or above in previous year
208.95
