Not sure you'll qualify? Check first — no score impact.
Live+ Credit Card
No review added
Annual Fee
313.95
Annual Fee Benefit(s)
Free for 1st Year
Spend-based waiver from Y-2
0% Balance Transfer
Upto 48 months
Sign Up Offer(s)
Up to 800
Travel InsuranceCinemaAirport Lounge AccessConcierge Service
Not sure you'll qualify? Check first — no score impact.
Rewards Program
Cashback on All Spends:
Earn 6% (up to AED 200) on Dining, 5% (up to AED 200) on fuel and 2% (up to AED 200) on groceries and entertainment per statement cycle when you spend at least AED 3,000 per month.
Earn 0.5% on all other spends and when you spend less than AED 3,000 a month.
Benefits
Earn up to AED 800 Welcome Cashback - Get AED 600 when you apply for this card by 31 December 2026 and meet the spending requirements, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you get a supplementary credit card and use it to make a payment. Eligibility criteria and T&Cs apply.
No Annual fee for First year; From second year onwards annual fee will be waived, subject to minimum spend of AED 12,000 annually.Get a complimentary 12-month Careem Plus subscription.
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,200 lounges a year. T&Cs Apply.
Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
Min. Monthly Income
12,500
Annual Fee Terms
Year 1: No annual fee.
From year 2: AED 313.95 including VAT unless you spend at least AED 12,000 in the prior year, in which case the fee is waived.
Sign Up Offer Terms
AED 600 when you apply for this card by 31 December 2026 and meet the spending requirements, plus AED 100 the first time you use your card in your mobile wallet, and AED 100 when you get a supplementary credit card and use it to make a payment. Eligibility criteria and T&Cs apply.