3001. Instant cash loan up to 100% of credit limit in your bank account anywhere in UAE
2. Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower)
3. Special rate from 15%* per annum for the first loan booked within 1 month from card approval
4. Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
5. No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges
6. Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
7. Titanium Flight Delay Program: Access to 1,200+ airport lounges worldwide with a lounge pass if any pre-registerd flights are delayed for by 1 hour or more
8. No Annual Membership Fee (AMF)**: Waived indefinitely
*T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.
**No AMF in year 1. AMF is waived for year 2 onwards without conditions.
8,000
Year 1: No annual fee.
From year 2: Annual Fee is waived for year 2 onwards without conditions.
