The ADIB Cashback Visa Covered Card earns 4% cashback on five key everyday spending categories. Cashback is credited directly to your account — no redemption steps required.
- 4% cashback on Grocery & Supermarket purchases (maximum of AED 300 per month)
- 4% cashback on Fuel & Automobile purchases (maximum of AED 300 per month)
- 4% cashback on School & Education fee payments (maximum of AED 300 per month)
- 4% cashback on Dining & Restaurant spend (maximum of AED 200 per month)
- 4% cashback on Utility bill payments (maximum of AED 100 per month)
Monthly cashback cap: AED 1,000 across all categories combined.
Note: Spends other than categories listed above will not qualify for any cashback.