National Bank of RAK World Credit Card

World Credit Card

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Annual Fee
AED997.5
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
For 3 months
Sign Up Offer(s)
  • AED 750 welcome offer
Airport TransfersCinemaAirport Lounge AccessPurchase ProtectionTravel Insurance

Rewards Program

The RAKBANK World Credit Card offers a robust cashback program that allows cardholders to earn up to 10% cashback on dining, travel, and supermarket purchases. This program is designed to reward users for their everyday spending, making it a valuable option for those who frequently dine out or travel. The cashback is capped at 300 AED per month for each of these categories, ensuring that users can maximize their rewards while enjoying their purchases. Additionally, cardholders earn 1% cashback on retail purchases, further enhancing the card's appeal.

Benefits

Cardholders can earn up to 10% cashback on dining, travel, and supermarket purchases, with a cap of 300 AED per month for each category. Retail purchases earn 1% cashback, capped at 1000 AED per month. The card also offers various lifestyle benefits, including discounts on shopping and fitness, as well as exclusive travel perks like airport lounge access. These features make the card a comprehensive choice for those looking to enhance their spending experience.

Min. Monthly Income

AED20,000

Annual Fee Terms

Year 1: no annual fee.

From year 2: fee AED 997.50 including VAT unless you spend at least AED 100,000 spend in a year in the prior year, in which case the fee is waived.

Sign Up Offer Terms

  • Limited time offer valid until 31st March 2026.

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