Emarati Credit Card

Earn EI SmartMiles on every spend - Get up to 3.75% back in EI SmartMiles with your Emirates Islamic Emarati Credit Card.

• Up to 3.75 EI SmartMiles for every AED 1 spent internationally

• Up to 2.50 EI SmartMiles for every AED 1 spent domestically

• Redeem EI SmartMiles with no blackout dates through Instant Purchase, flights, hotels or partner programmes such as Emirates Skywards and Etihad Guest

Sign-Up Offer: AED 1,000 cashback on spends of AED 15,000 and above within 60 days of card open date.

• Free for life: no Annual Membership Fee. Profit rate 3.59% a month.

• Airport lounge access: unlimited complimentary access to 1,200+ lounges. First visit each year free; further free visits need a USD 1+ foreign-currency spend at least 15 days before. Guests USD 32 each.

• Valet parking: 2 a month at select UAE locations, minimum AED 7,500 monthly spend.

• Cinema: Buy 1 Get 1 tickets twice a month at Roxy Cinemas plus 20% off F&B, minimum AED 5,000 monthly spend.

• Meet & greet: up to 2 complimentary Marhaba Silver services a year, minimum AED 5,000 monthly spend.

• talabat: 50% off food orders twice a month (up to AED 20 per order, promo code EMR50) until 30 June 2027; Amazon.ae: 20% off up to AED 50 on AED 100+ spend.

• Sharjah Ladies Club: complimentary access, minimum AED 5,000 monthly spend.

• Visa Luxury Hotel Collection, Global Concierge, Multi-Trip Travel Takaful, Purchase Protection and Extended Warranty.

• Up to 4 supplementary cards; Cash on Call up to 80% of your available limit.