Emirates Islamic Bank Emarati Credit Card

Emarati Credit Card

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Annual Fee
Free for Life
Annual Fee Benefit(s)
0% Balance Transfer
Up to 6 months
Sign Up Offer(s)
  • Up to 150,000 EI SmartMiles (worth AED 1,500)
Concierge ServiceValet ParkingTravel InsuranceCinemaAirport Lounge AccessPurchase ProtectionAirport Meet & GreetExtended Warranty

Rewards Program

  • AED 1 International spend = Up to 3.75% back in form of EI SmartMiles
  • AED 1 Domestic spend = Up to 2.5% back in form of EI SmartMiles
  • Redeem EI SmartMiles for for instant purchase, flights, hotel stays, or exchange them for our partner loyalty programs like Emirates Skywards, Etihad Guest, Air Arabia, Qatar Airways, Marriot Bonvoy and more

Benefits

  • Welcome Offer: Up to 150,000 EI SmartMiles (worth AED 1,500) on AED 30,000 spend within 60 days of card approval. Offer valid till 31 August 2026
  • Annual fee: Free for Life — No Annual Fee ever
  • Exclusively designed for UAE Nationals
  • Airport Lounges: Complimentary lounge access at UAE airports (T&Cs apply)
  • Travel Insurance: Travel accident and medical insurance coverage
  • Purchase Protection: Coverage against accidental damage or theft within 90 days
  • Valet Parking: Complimentary valet at select UAE locations
  • Golf: Complimentary rounds at select UAE golf courses
  • Concierge Service: 24/7 lifestyle and travel assistance

Min. Monthly Income

AED12,000

Sign Up Offer Terms

  • AED 30,000 spend within 60 days of card open date

Reviews

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