Emirates Islamic Bank Flex Elite Credit Card

Flex Elite Credit Card

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Annual Fee
AED735
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
Up to 6 months
Sign Up Offer(s)
  • Up to 175,000 EI SmartMiles (worth AED 1,750)
Airport Meet & GreetGolfConcierge ServiceExtended WarrantyTravel InsuranceAirport Lounge AccessValet ParkingCinema

Rewards Program

  • AED 1 International spend = 3.75 EI SmartMiles
  • AED 1 European Economic Area (EEA) countries and UK spends =  0.56 EI SmartMiles
  • AED 1 domestic spend = 2.5 EI SmartMiles
  • AED 1 Domestic & International spends on Supermarkets, Automobiles and Insurance, Education, Fuel, Real Estate, Government, Telecommunication, Quick Service Restaurant  Utilities and Charitable Social Service Organizations spends = 0.5 EI SmartMiles
  • Redeem EI SmartMiles for flights, hotel stays, and lifestyle rewards

Benefits

  • Welcome Offer: Up to 175,000 EI SmartMiles (worth AED 1,750) — 75,000 SmartMiles (worth AED 750) on annual fee payment + 100,000 SmartMiles (worth AED 1,000) on AED 20,000 spend within 60 days of card approval
  • Annual Fee: AED 735 payable from Year 1; waived from Year 2 if annual spend ≥ AED 50,000 p.a.
  • Airport Lounges: Complimentary access for primary cardholder and 1 guest
  • Airport Meet & Greet: Complimentary meet and greet services at select airports (T&Cs apply)
  • Valet Parking: Complimentary valet parking at select UAE locations
  • Golf: Complimentary rounds at select UAE golf courses (T&Cs apply)
  • Cinema: Complimentary or discounted movie tickets (T&Cs apply)
  • Travel Insurance: Multi-trip travel accident and medical insurance
  • Purchase Protection: Coverage against accidental damage or theft within 90 days of purchase
  • Extended Warranty on eligible retail purchases
  • Concierge Service: 24/7 lifestyle and travel concierge assistance

Min. Monthly Income

AED12,000

Annual Fee Terms

Year 1: No Annual Fee.

From year 2: AED 735 including VAT unless you spend at least AED 50,000 in the prior year, in which case the fee is waived.

Sign Up Offer Terms

  • 75,000 EI SmartMiles upon payment of AED 700 annual fee; 100,000 EI SmartMiles on AED 20,000 spend within 60 days

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