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Rewards Program
AED 1 International spend = 3.75 EI SmartMiles
AED 1 European Economic Area (EEA) countries and UK spends = 0.56 EI SmartMiles
AED 1 domestic spend = 2.5 EI SmartMiles
AED 1 Domestic & International spends on Supermarkets, Automobiles and Insurance, Education, Fuel, Real Estate, Government, Telecommunication, Quick Service Restaurant Utilities and Charitable Social Service Organizations spends = 0.5 EI SmartMiles
Redeem EI SmartMiles for flights, hotel stays, and lifestyle rewards
Benefits
Welcome Offer: Up to 175,000 EI SmartMiles (worth AED 1,750) — 75,000 SmartMiles (worth AED 750) on annual fee payment + 100,000 SmartMiles (worth AED 1,000) on AED 20,000 spend within 60 days of card approval
Annual Fee: AED 735 payable from Year 1; waived from Year 2 if annual spend ≥ AED 50,000 p.a.
Airport Lounges: Complimentary access for primary cardholder and 1 guest
Airport Meet & Greet: Complimentary meet and greet services at select airports (T&Cs apply)
Valet Parking: Complimentary valet parking at select UAE locations
Golf: Complimentary rounds at select UAE golf courses (T&Cs apply)
Cinema: Complimentary or discounted movie tickets (T&Cs apply)
Travel Insurance: Multi-trip travel accident and medical insurance
Purchase Protection: Coverage against accidental damage or theft within 90 days of purchase
Extended Warranty on eligible retail purchases
Concierge Service: 24/7 lifestyle and travel concierge assistance
Min. Monthly Income
12,000
Annual Fee Terms
Year 1: No Annual Fee.
From year 2: AED 735 including VAT unless you spend at least AED 50,000 in the prior year, in which case the fee is waived.
Sign Up Offer Terms
75,000 EI SmartMiles upon payment of AED 700 annual fee; 100,000 EI SmartMiles on AED 20,000 spend within 60 days