ADIB Smiles Visa Classic Covered Card

The ADIB Smiles Visa Classic Covered Card earns Smiles Points on every eligible purchase. Redeem via the Smiles app on dining, retail, lifestyle experiences and much more.

• 12 Smiles Points per AED 5 spent on the Smiles App
• 6 Smiles Points per AED 5 spent internationally (in countries other than the ones in the EEA*)
• 4 Smiles Points per AED 5 spent within the UAE

• 1 Smiles Point per AED 5 spent on Specific Merchants.

  *Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing scheme guidelines

Sign-up Bonus: 5,000 Smiles Points credited on your first retail transaction within 30 days of card issuance.

Quarterly Bonus: 10,000 Smiles Points credited each quarter when meeting spend criteria of AED 25,000 each quarter.

How you redeem

• Redeem Smiles Points via the Smiles app for dining, retail, and lifestyle offers
• Points redeemable across e& (Etisalat) partner network and Smiles ecosystem

• Free for Life