Not sure you'll qualify? Check first — no score impact.
Rewards Program
Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee.
Get another 15,000 welcome spend Skywards Miles plus fast track to Silver Tier membership when you spend AED 20,000 in the first 60 days. T&Cs Apply.
No Skywards Miles expiry: The Skyward Miles you earn with the card won't expire for as long as your Emirates Skywards account and credit card are open.
Fast track to Emirates Skywards Silver status: From year 2 onwards. Just spend at least AED 180,000 on eligible transactions in the previous 12 months, including at least AED 10,000 directly with Emirates.
Earn Skywards Miles: Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
Accelerate your Skywards Miles earning with Skywards Living. Pay with your HSBC Emirates Skywards Credit Card with Emirates Skywards partners and multiply your Miles earning.
Benefits
Get AED 1,000 cashback (equivalent to the annual fee, excluding VAT) when you apply through the HSBC website or HSBC Mobile Banking App. Offer valid till 30 June 2026.
Get a complimentary 12-month Careem Plus subscription.
Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,200 lounges a year. T&Cs apply.
Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
Min. Monthly Income
10,000
Sign Up Offer Terms
AED 1,000 cashback (equivalent to the annual fee, excluding VAT) when you apply through the HSBC website or HSBC Mobile Banking App. Offer valid till 30 June 2026.
10,000 Miles on annual fee payment; 15,000 Miles for AED 20,000 spend in 60 days
1,050
