Standard Chartered Journey Credit Card

Standard Chartered JOURNEY CREDIT CARD

1/1 Recommended

Annual Fee

1,575

Annual Fee Benefit(s)

Free for 1st Year
Spend-based waiver from Y-2

0% Balance Transfer

Up to 6 months

1,000

Gym / Fitness MembershipGolfAirport Lounge AccessCinemaAirport TransfersConcierge ServicePurchase ProtectionTravel Insurance

Not sure you'll qualify?
Check first — no score impact.

Rewards Program

Standard Chartered JOURNEY CREDIT CARD is available to existing Standard Chartered UAE current/savings account holders, and to new customers who open an SCB current or savings account as part of their application. Min. monthly income AED 30,000 applies.

The Journey Credit Card earns 360° Rewards Points on every eligible purchase — the same points currency redeemable across airlines, hotels, shopping vouchers, and cashback.

Earn rate:

4 360° Rewards Points per USD 1 spent on international (non-AED) transactions
2 360° Rewards Points per USD 1 spent on local (AED) transactions

How you redeem

Transfer to airline or hotel loyalty programmes (miles/points)
Redeem for cashback — earn 2% cashback on your points balance when you purchase an airline ticket (e.g. 50,000 points = AED 1,000 cashback). Call 800 4949 within 60 days of the ticket purchase to redeem.
Redeem for e-vouchers at Amazon, Carrefour, Noon, Sharaf DG, IKEA, CAFU, Joyalukkas and more via the 360 Rewards portal
Redeem for catalogue items via the 360 Rewards portal

Benefits

Airport Lounge Access: Unlimited visits for the cardholder and a guest via the Visa Airport Companion (VAC) app.
Airport Transfers: 4 complimentary airport rides per year via Careem.
Multi-trip Travel Insurance: Complimentary coverage on all trips up to 90 days for the cardholder and family.
UAE Airport Duty-Free Cashback: Earn 10% cashback on purchases at all UAE airport duty-free stores (capped at AED 100 per statement).
DUBZ Airport Services: 15% discount on all DUBZ home check-in, luggage delivery, and airport assistance services.
Golf: 2 complimentary golf rounds per billing cycle via SpikesOn.com app, subject to a minimum spend of AED 12,000 in the billing cycle.
Warehouse Gym: Up to 30 complimentary visits per billing cycle to Warehouse Gym locations in the UAE. Minimum spend applies.
Cinema: Buy 1 Get 1 Free movie tickets at all VOX Cinemas and Reel Cinemas in the UAE. Maximum 8 tickets (4 free) per person per card per month. 25% discount on food and beverages at the Candy Bar.
Visa ENTERTAINER: Complimentary access to Visa ENTERTAINER 2-for-1 offers on dining, beauty, attractions, and hotels worldwide
BookingBash Pro Membership: Complimentary Pro membership (worth up to AED 499) via the BookingBash app — discounts on theme parks, museums, cruises, safaris, and indoor activities.
Buyers Protection: Extra purchase protection on eligible new item purchases made with the Journey card. Claims via visa@broadspire.eu.
Visa Infinite Concierge: 24/7 personalised concierge service

Min. Monthly Income

30,000

Annual Fee Terms

Year 1: No Annual Fee subject to AED 10,000 spend within 60 days.

From year 2: AED 1,575 including VAT unless you spend at least AED 150,000 in the prior year, in which case the fee is waived (available to existing SCB account holders and new customers opening an SCB current/savings account with their application.)

Sign Up Offer Terms

AED 1,000 Welcome Cashback subject to AED 10,000 spend within 60 days (available to existing SCB account holders and new customers opening an SCB current/savings account with their application.)