Dubai Islamic Bank The Emirates Skywards DIB Signature Covered Card

The Emirates Skywards DIB Signature Covered Card

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Annual Fee
AED1,575
Annual Fee Benefit(s)
  • AED 735 from Y-2 onwards
0% Balance Transfer
Up to 12 months
Sign Up Offer(s)
  • Up to 30,000 Skywards Miles
Concierge ServiceValet ParkingExtended WarrantyPurchase ProtectionAirport Lounge AccessTravel InsuranceAirport Transfers

Rewards Program

  • Earn Skywards Miles on all local and foreign currency spends
  • 1.5 Miles for Emirates spends, up to 1 Mile for foreign currency spends, and up to 0.75 Mile for local currency spends
  • Earn additional Skywards Miles with the ExtraMiles App for hotel bookings and car rentals

Benefits

  • Up to 30,000 bonus Skywards Miles: 15,000 Miles on card activation + 15,000 Miles on balance transfer of min. AED 30,000 maintained for 6 months
  • 2 complimentary airport transfers/year between Dubai Terminal 3 and Abu Dhabi (min. monthly spend AED 5,000 to qualify)
  • Complimentary airport lounge access up to 8 times/year across 1,200+ lounges via the Visa Airport Companion app — 1st visit/year free; subsequent visits require min. USD1 foreign-currency spend outside the UAE at least 15 days prior, else a USD 32 charge applies
  • 0% Easy Payment Plan on Emirates.com ticket purchases
  • Complimentary multi-trip travel & medical coverage up to US$500,000 for cardholder, spouse and up to 5 children (trips up to 90 days) — covers personal accident, emergency medical expenses, evacuation/repatriation, trip cancellation, delayed/missed departure and baggage loss/delay
  • 24/7 international concierge services (hotel bookings, flight reservations, limousine transfers)
  • Visa Luxury Hotel Collection privileges at 900+ properties worldwide
  • 2 complimentary valet parking uses/month at 18 key UAE locations
  • Complimentary roadside assistance up to 3x/year (vehicle registration and servicing pick-up/drop-off, towing, fuel assistance, battery boost, flat-tyre fixing, lock-out service, off-road pull-out, free international driving licence)
  • Complimentary purchase protection for 365 days from date of purchase
  • Extended warranty — automatic doubling of manufacturer's warranty, up to 1 additional year

Min. Monthly Income

AED15,000

Sign Up Offer Terms

  • On payment of Annual Fee and balance transfer of minimum AED 30,000 within first 6 months

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