Cardholders can earn up to 7.5% cashback on Emaar spends and 1.5% on other spends. The card also offers a welcome bonus of up to 25,000 Upoints, which includes 15,000 Upoints credited upon activation and an additional 10,000 Upoints for spending $10,000 in the first three billing cycles. Other benefits include complimentary airport lounge access and concierge services.