FAB Elite Credit Card

The FAB Elite Credit Card earns tiered FAB Rewards, accelerated on luxury and eco-friendly spending.

• 20 FAB Rewards for every AED 1 at luxury brands including Hermes, Cartier, Harrods, Van Cleef, Prada, Gucci, Dior, and Hugo Boss
• 10 FAB Rewards for every AED 1 at eco-friendly merchants (Kibsons, Emirates Bio Farm, Just Vegan, The Giving Movement, BON, and 200+ more)
• Up to 5 FAB Rewards for every AED 1 on all other spending, in the UAE or abroad
• Overall FAB Rewards capped at 500,000/month; luxury spending capped separately at 200,000/month

Milestone Bonus: Spend AED 500,000 or more a year and receive a guaranteed gold gift.

How you redeem

Redeem via the FAB Mobile app for retail, dining, cashback, miles, and entertainment

• Airport Transfers: 6 free Careem rides a year
• Travel Insurance: Up to USD 500,000 medical cover; USD 50,000 rental car damage cover
• Beach Clubs & Gyms: Free access to 60+ locations via ADV+ app (requires AED 10,000/month spend — AED 300/month charge applies if target missed)
• Concierge: 24/7 global lifestyle concierge
• Hotel Restaurants: Up to 40% off top hotel restaurants
• Valet Parking: 1 free hour, up to 5x/month, at Mall of the Emirates, City Walk, Dubai Mall, Yas Mall, Al Qana, and Dubai Hills Mall
• Cinema: 8 movie tickets/month at AED 20
• Up to 20% off KidZania, Dubai Aquarium, Storm Coaster, and Zabeel Sports
• Golf: 30% off worldwide via the Mastercard Golf Programme
• Sustainability: A tree planted (Give a Ghaf) for every new card