First Abu Dhabi Bank GEMS World Credit Card

GEMS World Credit Card

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Annual Fee
AED399
Annual Fee Benefit(s)
  • Free for 1st Year
  • Spend-based waiver from Y-2
0% Balance Transfer
-
Sign Up Offer(s)
CinemaAirport Lounge Access

Rewards Program

The GEMS World Credit Card earns tuition savings alongside everyday cashback.

  • Up to 3% off GEMS annual school tuition fees
  • 10% cashback on other school-related expenses — bus fees, canteen, uniforms, extracurricular activities
  • 1% cashback on domestic spending
  • 2% cashback on international spending

    How you redeem

    Cashback is credited as FAB Rewards to your account

Benefits

  • Airport Lounge Access: Free lounge access, 8 visits/year for self + 1 guest
  • Cinema: 2 tickets/month at AED 20 (Reel Cinemas, Cine Royal, Star Cinemas), plus 40% off deluxe Cinepolis tickets
  • Emaar Attractions: 20% discount
  • IMG Worlds: 30% off general admission
  • Education Protection Cover: Up to AED 500,000 per child
  • 0% Easy Payment Plan: Up to 12 months, no processing fee, on GEMS fee payments
  • Year 1: fee waived. From Year 2: AED 399 (including VAT), waived if you spent AED 24,000 or more on non-educational purchases in the prior year.

Min. Monthly Income

AED8,000

Annual Fee Terms

Year 1: No Annual Fee.

From year 2: AED 399 including VAT waived subject to AED 24,000 (non-educational spending) in the prior year.

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